Why You Should Consider San Antonio Truck Accident Litigation
Regardless of who may be ultimately responsible for a San Antonio semi-truck accident, a thorough investigation must be made into the accident site in order to determine who the liable parties are. Liability cannot be properly assessed without the work of such an investigation, especially in regards to San Antonio 18-wheeler accidents that are likely to have multiple liable parties.
Lesser experienced attorneys with little to no experience in trucking accident cases may not know what to look for in an 18-wheeler accident site, or even know to look for the possible involvement of other parties that may not have been directly involved in the wreck. Our San Antonio truck accident lawyers have two decades of experience in 18-wheeler accident cases. With investigative resources at their disposal, the team at our firm will work hard to ensure that all liable parties are identified so that they can be held accountable for the injury or loss they’ve caused you. Discovering the liable parties is an integral part of any civil action since each liable party will be held responsible for awarding their fair share of compensation to an injured victim or a bereaved family should an aggrieved party receive a favorable outcome to their legal pursuit. The Involvement of Insurance Companies in San Antonio Commercial Truck Accidents
As previously stated, an 18-wheeler accident is likely going to involve the trucking company’s insurer. Texas commercial trucking companies are required to purchase insurance coverage for their fleets and drivers. However, unlike insurance policies that cover passenger vehicles, trucking insurance policies are quite large. In fact, such policies can often be worth 50 times more than an insurance policy that covers a passenger vehicle. Trucking insurance policies must be valued so high due to the amount of damage that 18-wheelers can accomplish in a wreck. Property damage, personal injury, and death are all-too-common results of semi-truck accidents in Texas. Consequently, a trucking insurance policy must be able to cover the expenses of even the most costly of accidents.
The Consequences of High-Dollar Trucking Insurance Policies
Such a high-dollar insurance policy may inadvertently lead an injured victim to assume that their expenses will be fully taken care of in a short amount of time. In other words, since the insurance policy is capable of covering the victim’s incurred financial losses, then the insurance company, a victim might assume, will gladly award them just compensation for their injury or loss. Unfortunately for the victim, this scenario seldom occurs. It is actually due to the high-dollar nature of these insurance claims that an insurance company will work as hard as possible in order to not be held ultimately liable for the payoff of the claim. Despite some appearances, an insurance company is a business that exists to turn a profit. Such progress can often be made by seeing large-sum claims denied or severely diminished, regardless of an aggrieved party’s real need for proper compensation for their injury or loss.
This blog was posted by Ford and Laurel Attorneys Laredo, Texas